Terms of Service

1. Introduction

Welcome to SindiPay ("we", "our", or "us"). These Terms of Service ("Terms") govern your use of our payment processing services and website. By accessing or using SindiPay, you agree to be bound by these Terms.

2. Services Description

SindiPay provides online payment processing services, including but not limited to payment links, invoicing, and integration with e-commerce platforms. We facilitate transactions between merchants and their customers.

3. Account Registration

To use our services, you must register for an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account

4. Payment Processing

We process payments on behalf of merchants. All transactions are subject to:

• Verification and approval by payment providers
• Compliance with applicable laws and regulations
• Our fraud prevention and security measures
• Service fees as outlined in your merchant agreement

5. Fees and Charges

You agree to pay all applicable fees for using our services. Fees are specified in your merchant agreement and may include transaction fees, monthly fees, and additional service charges.

6. Prohibited Activities

You may not use SindiPay for:

• Illegal activities or prohibited goods and services
• Fraudulent or deceptive transactions
• Money laundering or terrorist financing
• Violation of intellectual property rights

7. Limitation of Liability

SindiPay shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services. Our total liability shall not exceed the fees paid by you in the six months preceding the claim.

8. Termination

We may suspend or terminate your account at any time for violation of these Terms or for any other reason at our discretion. You may terminate your account by contacting us.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Iraq. Any disputes shall be subject to the exclusive jurisdiction of the courts of Iraq.

10. Contact Information

For questions about these Terms, please contact us at: